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Outsourced CFO Services | Oregon & SW Washington

Strategic Financial Leadership for Growing Businesses

When the stakes are high, basic bookkeeping is not enough. You need a CFO-level view that helps you plan, measure, and make decisions with intention. Class Four Accounting provides outsourced CFO support for growing businesses in Oregon and SW Washington. This is the kind of support you bring in for business planning, budgeting, expansion decisions, buying or selling a company, or when you need help navigating complex situations like audit support, loan compliance, or litigation support.
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Running a business is complicated.

Many businesses look fine on the surface, while the owner is stressed, working nonstop, and wondering why the bank account feels tight. Perhaps your business made more money this year and it still feels like you're struggling. Maybe financial statements show up late, or without context. Cash flow feels unpredictable. Big decisions get delayed, or they get made too quickly, because there is no solid way to compare results to last month, last year, or the budget. Growth makes this worse. When you have employees and multiple moving parts, small financial blind spots turn into expensive problems.
Make It Right

Our Support Brings Clarity

Gain a transparent, detailed financial picture and a consistent month-end close that you can trust. Learn from analysis that does not stop at “here are the numbers,” but also includes “here’s what we see.” Compare performance to last month, last year, and your budget. See the relationship between income, expenses, and profit. Make decisions with a deliberate plan and a reporting rhythm that keeps you grounded in reality. That's what financial intentionality looks like.
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What’s included: CFO-level deliverables & support

Outsourced CFO work at Class Four Accounting is designed to feel similar to having a CFO and accounting staff inside a larger company.

detailed month-end close & a transparent financial picture

This includes key areas like inventory, loans, assets, liabilities, deferred revenue, and shareholder loans. The goal is not only clean data, but usable insight.
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analysis 

See patterns and pressure points. We look at what changed compared to last month and last year, and how results compare to budget. Cash flow analysis is part of this, because revenue is not the same thing as cash and timing matters.

Planning & reporting

We support deliberate budgeting and ongoing reporting from a financial perspective, so you can lead the business on purpose instead of reacting.

tax planning

For owners and shareholders, in-depth tax planning for shareholders can be part of the CFO-level scope.

Operational Services

On the Operational side, we offer finance team and accounting team management, process management, and support with managing relationships with your bank and your CPA.

Situational Services

If the situation calls for it, we can provide audit support, loan compliance, mergers and acquisitions, expansion to other markets, and turnarounds including bankruptcy restructuring and turnaround support. Litigation support is also available.

Interim CFO Projects

If you need CFO coverage for a finite period, interim CFO projects are available. Common scenarios include maternity leave, retirement, or an abrupt firing.
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Who Our Outsourced CFO Services are for

This service is for a growing business owner who has employees and knows that growth is tough, especially when you are trying to keep cash flow stable while making big moves.

It’s for the owner who is considering expanding into other states or other markets, and wants the numbers and planning to support that decision.

It’s for companies preparing to buy or sell a business, or owners who want to get the business ready to sell and transition with intention, including transitions to employees.

It’s for leadership teams dealing with bank requirements, loan compliance, audit needs, or financial pressure that makes day-to-day operations feel heavier than they should.

If you need a steady CFO presence for a set period because of maternity leave, retirement, or a sudden leadership change, interim CFO support is a strong fit.

How It Works

1
We clarify the situation and decision points. That might be budgeting, cash flow, expansion, a transaction, compliance, or a turnaround. We also define what you want your financial reporting to do for you, because the goal is clarity and intentionality, not more spreadsheets.
2
We establish a detailed month-end close and the financial picture you will use as your baseline. That means the data is organized in a way that supports real analysis, including the items that often get messy in growing businesses.
3
We move into analysis and planning. We review what the numbers show, what changed compared to prior periods, and how performance compares to budget. We connect cash flow to operations so you can see the relationship between income, expenses, and profit without guessing.
4
We help you operate and follow through. Budgeting and reporting become a repeatable rhythm, and you can use the information to support decisions like hiring, expansion, financing, or exit planning. When outside parties are involved, we support the financial side of the relationship with your bank and your CPA. When the engagement is interim, we define the timeline and scope up front, then provide CFO coverage until the transition is complete.
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About Us

Why Class Four Accounting

Class Four Accounting is built for the moments when your business needs higher-level financial support. Sometimes you need the big guns, and this is that.

The work is rooted in intentionality around your finances, similar to what a CFO would provide inside a larger company. You get a detailed month-end close, a transparent financial picture, and analysis that explains what the numbers are saying.

You also get support for challenging business issues, including planning and budgeting, transactions like buying or selling a company, compliance needs, audit support, and situations that require litigation support.

This is practical CFO support meant to help you plan deliberately, report consistently, and make decisions that hold up under pressure.

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Frequently Asked CFO Questions

Not finding answers to your question? Contact us today.

More revenue does not always mean more profit or better cash flow. Outsourced CFO work looks at the relationship between income, expenses, and profit, plus cash flow timing, so you can see what is actually driving the strain.

Expansion decisions should be grounded in a plan and supported by reporting you can trust. CFO support helps you compare performance over time, build budgets, and evaluate expansion to other markets based on financial reality.

We help you prepare the financial picture and reporting that supports bank conversations, and we can support loan compliance once financing is in place. We can also help you evaluate whether debt fits the plan.

Budgeting is part of deliberate planning. CFO support helps you build a budget, then compare actual results to budget and adjust as conditions change.

A consistent month-end close creates a predictable cadence for financial statements. As part of CFO support, we focus on building that repeatable process so reporting is timely and useful.

Do not ignore it. CFO support can help you respond and coordinate with the right parties, and in-depth tax planning for shareholders can be part of the broader strategy when needed.

Selling or transitioning works best when it is deliberate. CFO support can help you plan, improve the financial picture, and prepare for steps involved in buying or selling a company, including exit strategy thinking.

Buyers want clarity. A detailed month-end close, consistent reporting, and a transparent financial picture can make the business easier to understand and evaluate, and help you plan the path to an eventual sale.

Ready for CFO-level clarity?

If you're facing a tough decision, planning growth, or dealing with high-stakes financial pressure, this is the time to bring in outsourced CFO support.